Individual’s approaching retirement generally have one thing that keeps them up at night. They wonder, “Does my 401k or IRA have enough value to retire” or “What happens if I happen to outlive my retirement by living too long”. These are both very valid concerns for an investor to have running through their head. However, there are many different strategies that can help to appease this particular concern. One such product that prevents this from happening is the immediate annuity or single premium annuity

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